What’s the difference between valuation and appraisal?

In many cases there is a confusion between what is a valuation and an appraisal, especially when we want to buy or sell a property. Although both actions serve to know the value of a property, there are substantial differences that we believe should be defined. Do you want to know the difference between valuation and appraisal?

Mainly and, summarizing in a few lines, the main difference is its legal value.


The most important characteristic of the valuation is that it establishes the value of the property in an indicative manner without having to visit the property. The cadastral data of the same already offer their objective value. Therefore, there are online valuations that simply filling a form determine its value. By not complying with a regulated procedure, they lack legal value.


The appraisal, on the other hand, is a legal certificate for the valuation and is made with a specific methodology that complies with the legal regulations. It must be carried out by a certified architect or technician, who assigns a value to the home by means of an official objective scale (ECO / 805/2003).

Knowing this, the client will make a valuation or appraisal depending on their needs. Generally, the valuation is carried out on a regular basis to sell the property while the appraisal has other purposes.

The appraisal we need to do to apply for a mortgage, for the distribution of a hacienda or distribution of goods.

So, if we need to know the value of the property in an official way, an appraisal will be necessary, if we want to know the value on a personal level, we will only need an appraisal.

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The digitization of the real estate market

Digital technology is already a fact in 83% of companies in the real estate sector although more than 90% believe that this is a major challenge, although they do not apply the necessary technology to introduce digitalization in their businesses which, in this case, they are traditional companies that are considering the step towards innovation in their processes. And this fact is not motivated because the real estate refuses to accept the change, but in many cases it is a deeper problem motivated by the lack of digital professionals in the field and the ignorance of new technologies.

Unlike traditional companies, the well-known PropTechs invest about 45% in technological development, while it is only 5% of the annual budget that the “classic” companies invest, also taking into account that at the moment the PropTech have a lower business volume.

Investment in PropTech

According to the Finnovating report, over the last few years investment in PropTech has grown considerably and predictions suggest that investment will continue to grow. The perspectives of workers grow up to 96% in relation to the approval of the future of these types of companies and the sector in general. In the same survey, conducted by FTI Consulting, it is noted that 64% of respondents believe that the PropTech sector is close to experiencing great growth.

Big Data and digitalization

One of the most relevant aspects of digitalization is Big Data, essential to be able to take the step to digital in 100%. This is one of the most relevant trends in the sector although in Spain it is very far from other countries such as the United States, where investment stands at 49%, being at the first place, followed by China (26%) and others such as India or United Kingdom.

The Spanish profile

When we talk about PropTech in Spain we are describing a startup founded between 2010-2017 with a staff of between 1 and 10 employees, based in Madrid or Barcelona. This business structure has grown in the country during the last twenty years and has been more pronounced since 2014.


Information from Finnovating Report

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Up to 20% more expensive living in a trendy neighborhood

Up to 20% more for living in a trendy neighborhood is what you will have to pay if you do not want to settle in a “regular” neighborhood.

According to a recent real estate study, the interest in the most fashionable neighborhoods increases the purchase prices of the area between 5% and 20% depending on the reasons why it is a requested neighborhood.

In the case of Barcelona, ​​for example, we are talking about neighborhoods such as El Born, Sant Antoni or Ciutat Vella. These examples of classic neighborhoods with a lifelong neighbours, are being transformed by the appearance of new buyers who seek the authenticity of the area both for the environment and the architecture of housing. Reformed or ready to reformed apartments are really sought-after with  the aim of maintaining the essence of what is historically found in the area.

This growth of interest obviously increases the prices requested by the owners at the beginning, both for purchasing and renting. At the end it is the rules of  supply and demand market.

The new profile of the buyer is a good advantage. Young families or couples and students who want to enjoy emblematic neighborhoods of large cities and have the means to do so. These new buyers and / or tenants rejuvenate these areas, which are often aged due to being old owners or tenants of old rent.

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Does the new law of urban leases allow us to do what we want when renting a flat?

First, we have to clarify that we do not have a new law of urban leases, but that the law 4/2013 is a law of measures of flexibilization and promotion of the housing rental market, therefore now coexist with this law, the law of leases of 1994 and the leasing law of 1964, where certain articles have been repealed but others remain.

That said, although he talks about flexibilization and it is true that he is much more flexible, he also ends up regulating some issues, such as, for example, the minimum duration.

In fact, what this new law has done, the order of priority was modified so that the agreement between the parties to the contract will always be taken into account, after what the law of leases says in Title II and the civil code will be supplementary. , when until now we had the law first, then the contract and finally the civil code.

All this only means one thing, and that is that the contract becomes from now on the key piece of the whole relationship with the tenant, we can no longer think that the law will fix it, if we have not foreseen it in the contract we can have serious dislikes.

Therefore a good contract is the key to any future lease.

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Two days and two celebrations

This week has been very intense for Amat Immobiliaris. The past July 10th and 11th we have celebrated two very important events for our company that have coincided this 2018.

On one hand, this year has been the 70th anniversary of  Amat Immobiliaris and, on the other hand, we have inaugurated our new corporate headquarters in Barcelona.

The large number of attendees, more than 200 finally, made us to organize the event on two consecutive days in order to accommodate the high demand of attendees among authorities, customers, employees and friends who did not want to miss the event.

It has been a perfect opportunity for everyone to visit our new offices in Via Augusta 3, which become the new corporate headquarters of Amat and also dedicate a final public recognition to the first generation, our grandmother Concepció Amigó -she passed away in September 2017 and run Amat Immobiliaris since the death of her husband and founder Joan Amat. The event was conducted by the third generation that, since January 2018, run the company.

Culture has been one of the most outstanding parts in this event – as we always do in any act that we organize. This time we have had two extraordinary recitals. The first day we fell in love with the voice of Gemma Humet, accompanied by the musician Toni Xuclà, and on the second day we were touched by the fusion between poetry and flamenco conducted by Sílvia Bel.

We hope that these recitals have been liked by all the attendees and, once again, we thank them for their company and support in these important moments for our history as a family business.


Guifré Hemedes


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