Buy | Sell

To sell a property, you need: the title deed, the energy efficiency certificate, the latest IBI receipt, the certificate of being up to date with community payments (if any), the habitability certificate (if mandatory in your area) and the DNI. It is also advisable to have an updated simple note from the Property Registry.

A professional valuation is required, taking into account the characteristics of the property, the location and the prices of recent similar sales. We offer free and no-obligation valuations to help you set a realistic and competitive price.

• Simple note, which will allow us to see if there are charges or not and their status.
• In the event of a mortgage, the latest receipt for this. In it, you can see the outstanding balance, if you are up to date with payments and the conditions of the mortgage.
• IBI receipt, to know if you are up to date with payments and know the annual amount that we will have to pay for this concept.
• If the home is part of a community, information about community expenses, about the general condition of the property and especially if the community is running any rehabilitation process and any extra maintenance expenses.
• If the home is second-hand and was built between the 50s and 70s, an aluminum proof of the home in particular is required.
• Information about whether there are any urban development actions in the area that may entail the payment of any unforeseen fees.

It is Amat’s responsibility to check the legal status of the property being transferred in the Property Registry, especially the details of the owner and existing charges, and subsequently, to inform the future buyer.

1. Mortgage: if the property is mortgaged and the buyer is not interested in subrogating to it, the seller must cover the costs of the cancellation, notary fees, tax and registration.
2. Taxes on the increase in the value of urban land (capital gains).
3. Certificate of the Owners’ Community: as long as you are up to date with the payment of community fees.
4. Habitability Certificate: It is valid for 15 years, if this time passes, you must request another one.
5. Increase in assets: for this issue we recommend talking to your personal tax advisor, in order to assess the increase in assets that will occur as a result of the sale.
6. Real estate agency fees.

If it can really be proven that it is a bond, there should be no problem. For there to be a bond, a series of requirements are necessary: that the transfer is onerous, which means that there is a price and consequently payment, and that it is done in a public deed and the appropriate taxes are paid.

Yes, there are several formulas. The easiest and most common is to guarantee the amount that is postponed with a resolutory condition, which is a legal figure that was used very often before the great real estate boom of recent years and that we believe will need to be recovered to facilitate depending on which operations, it consists of reflecting in the deed of sale the outstanding amount, the term in which it will be effective and establishing a guarantee. To be able to use this legal figure, approval and consent are obviously required on one side of the seller and on the other side of the mortgagor.

It is advisable to sell first to know exactly what resources you have. However, it can also be done simultaneously or request a bridge mortgage. We can advise you according to your case and your needs.

It depends on your profile. The fixed mortgage offers stability and constant payments, while the variable may be cheaper if interest rates fall, but is riskier. We will analyze with you which option best suits your case.