{"id":12224,"date":"2012-12-13T15:56:30","date_gmt":"2012-12-13T15:56:30","guid":{"rendered":"http:\/\/amat-inmo-wp.localhost\/2012\/12\/13\/pensio-en-vitalici\/"},"modified":"2023-05-19T09:02:44","modified_gmt":"2023-05-19T09:02:44","slug":"pension-vitalicia","status":"publish","type":"post","link":"https:\/\/www.amatimmobiliaris.com\/w\/2012\/12\/pension-vitalicia\/","title":{"rendered":"Pensi\u00f3n vitalicia"},"content":{"rendered":"<p>Supongamos que est\u00e1s jubilado, sin familia y tienes un piso de propiedad. La pensi\u00f3n que tienes no es demasiado alta y por ello te planteas buscar un <strong>inversor<\/strong> para hacer una <strong>vitalicia<\/strong>. \u00bfC\u00f3mo se calcula lo que deber\u00edas pagarte cada mes?<\/p>\n<p>Es evidente que como la esperanza de vida es algo aleatorio, no es f\u00e1cil determinar cu\u00e1l es la cifra m\u00e1s ajustada para establecerla como <strong>pensi\u00f3n vitalicia<\/strong>. Sin embargo, debe tratarse de una cifra justa.<\/p>\n<p>Uno de los criterios m\u00e1s aconsejables es la renta que salga de dividir el <strong>valor de la finca<\/strong> por las anualidades que se estiman que vivir\u00e1 la persona propietaria del inmueble objeto de cesi\u00f3n. El n\u00famero de a\u00f1os que se estime, ser\u00e1 en funci\u00f3n de la salud de la persona a la que se le propone realizar el vitalicio.<\/p>\n<p>Otra caracter\u00edstica a tener en cuenta a la hora de hacer esta <strong>vitalicia<\/strong>\u00a0y, que es generalmente lo habitual, es que la persona cedente quede viviendo en el <strong>inmueble<\/strong> y que incluso pueda <strong>arrendar<\/strong> algunas partes.<\/p>\n<p>Es imprescindible a la hora de decidirse a realizar una transmisi\u00f3n de este tipo estar muy seguro de <strong>la honradez del inversor<\/strong> con quien decidimos realizar la operaci\u00f3n, para tener las m\u00e1ximas garant\u00edas de cumplimiento de las obligaciones concretas.<\/p>\n<p>Si tienes alguna duda o quieres informaci\u00f3n, ll\u00e1manos! Te facilitaremos todas las explicaciones que necesites.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Supongamos que est\u00e1s jubilado, sin familia y tienes un piso de propiedad. La pensi\u00f3n que tienes no es demasiado alta y por ello te planteas buscar un inversor para hacer una vitalicia. \u00bfC\u00f3mo se calcula lo que deber\u00edas pagarte cada mes? Es evidente que como la esperanza de vida es algo aleatorio, no es f\u00e1cil [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[745],"tags":[1235,1668,1755],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pensi\u00f3n vitalicia | Amat Immobiliaris<\/title>\n<meta name=\"description\" content=\"La pensi\u00f3n que tienes no es demasiado alta y por eso te planteas buscar un inversor. \u00bfC\u00f3mo se calcula la pensi\u00f3n vitalicia?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.amatimmobiliaris.com\/w\/2012\/12\/pension-vitalicia\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta 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