{"id":2001,"date":"2013-04-18T10:13:11","date_gmt":"2013-04-18T10:13:11","guid":{"rendered":"https:\/\/amat-inmo-wp.localhost\/2017\/01\/24\/conferencia-a-esade-amb-josep-oliu-president-del-banc-sabadell-part-ii\/"},"modified":"2026-05-08T07:40:35","modified_gmt":"2026-05-08T07:40:35","slug":"conferencia-a-esade-amb-josep-oliu-president-del-banc-sabadell-part-ii","status":"publish","type":"post","link":"https:\/\/www.amatimmobiliaris.com\/w\/ca\/2013\/04\/conferencia-a-esade-amb-josep-oliu-president-del-banc-sabadell-part-ii\/","title":{"rendered":"Confer\u00e8ncia a ESADE amb Josep Oliu, president del Banc Sabadell (Part II)"},"content":{"rendered":"<p>En aquest post, continuem tractant la <a href=\"https:\/\/www.esade.edu\/faculty-research\/ca\/grup-recerca-gestio-conflictes\/divulgacio\/actes-seminaris\" target=\"_blank\" rel=\"noopener\">confer\u00e8ncia d&#8217;ESADE<\/a>, a la qual vam assitir, amb Josep Oliu. Si encara no has llegit la primera part d&#8217;aquest post, pots fer-ho <a href=\"https:\/\/www.amatimmobiliaris.com\/w\/ca\/2013\/04\/conferencia-a-esade-amb-josep-oliu-president-del-banc-sabadell-part-i\/\" target=\"_blank\" rel=\"noopener\">aqu\u00ed<\/a>.<\/p>\n<p>En quant el que el Banc Sabadell ha aconseguit i t\u00e9 avui d\u00eda&#8230;:<\/p>\n<ul>\n<li>Avui tenen 1.853 oficines, el 80% del negoci es fa fora de Catalunya, la incorporaci\u00f3 de les oficines de la Caixa Pened\u00e8s es far\u00e0 que pugi el negoci a Catalunya.<\/li>\n<li>Han fet pol\u00edtiques de millora de la liquiditat, hi havia una mica de risc amb la incorporaci\u00f3 de la CAM, per\u00f2 al final ha augmentat la liquiditat.<\/li>\n<li>El venciment del deute per aquest 2013 \u00e9s de 3.500M \u20ac, ja l\u2019han superat en aquest 1er trimestre, volen arribar a tenir una solv\u00e8ncia del 11%, ara estan al 10% i escaig.<\/li>\n<li>La taxa de morositat la tenen al 9,33% i creuen que creixer\u00e0 mentre l\u2019economia no millori. Tenen una provisi\u00f3 per insolv\u00e8ncia del 13,6%, en un moment de crisi com l\u2019actual el seu ordre de prioritats \u00e9s: liquiditat, solv\u00e8ncia i rendibilitat.<\/li>\n<li>El Banc de Sabadell ha baixat un 10% el cr\u00e8dit, mentre que el sistema en general ha baixat un 20%, si traiem l\u2019immobiliari ha pujat un 33%, mentre que el sector ha baixat un 15%.<\/li>\n<li>Han treballar amb responsabilitat davant la problem\u00e0tica social dels desnonaments, no han fet cap desnonament que hagi deixat una fam\u00edlia al carrer.<\/li>\n<li>En quant a la seva opini\u00f3 en relaci\u00f3 a la possible nova Llei Hipotecaria, creu que no hauria de tenir efectes retroactius.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>En aquest post, continuem tractant la confer\u00e8ncia d&#8217;ESADE, a la qual vam assitir, amb Josep Oliu. Si encara no has llegit la primera part d&#8217;aquest post, pots fer-ho aqu\u00ed. En quant el que el Banc Sabadell ha aconseguit i t\u00e9 avui d\u00eda&#8230;: Avui tenen 1.853 oficines, el 80% del negoci es fa fora de Catalunya, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[1147],"tags":[92,74,228,1710,392,527,397],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Confer\u00e8ncia a ESADE amb Josep Oliu, president del Banc Sabadell (Part II) | Amat Immobiliaris<\/title>\n<meta name=\"description\" content=\"En aquest post, continuem tractant la confer\u00e8ncia d&#039;ESADE, a la qual vam assitir, amb Josep Oliu. 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