{"id":1975,"date":"2012-12-13T09:56:56","date_gmt":"2012-12-13T09:56:56","guid":{"rendered":"https:\/\/amat-inmo-wp.localhost\/2017\/01\/24\/pensio-en-vitalici\/"},"modified":"2023-05-19T09:02:01","modified_gmt":"2023-05-19T09:02:01","slug":"pensio-en-vitalici","status":"publish","type":"post","link":"https:\/\/www.amatimmobiliaris.com\/w\/ca\/2012\/12\/pensio-en-vitalici\/","title":{"rendered":"Pensi\u00f3 en vitalici"},"content":{"rendered":"<p>Suposem que est\u00e0s jubilat, sense fam\u00edlia i tens un pis de propietat. La pensi\u00f3 que tens no \u00e9s massa alta i per aquesta ra\u00f3 et planteges buscar un <strong>inversor<\/strong> per fer un <strong>vitalici<\/strong>. Com es calcula el que t&#8217;haurien de pagar cada mes?<\/p>\n<p>\u00c9s evident que com l&#8217;esperan\u00e7a de vida \u00e9s un fet aleatori, no \u00e9s gens f\u00e0cil determinar quina \u00e9s la xifra m\u00e9s ajustada per establir-la com a <strong>pensi\u00f3 en el vitalici<\/strong>. No obstant, ha de tractar-se d&#8217;una xifra justa.<\/p>\n<p>Un dels criteris m\u00e9s aconsellables \u00e9s la renda que surti de dividir el <strong>valor de la finca<\/strong> per les anualitats que s&#8217;estimen que viur\u00e0 la persona propiet\u00e0ria de l&#8217;immoble objecte de cessi\u00f3. El nombre d&#8217;anys que s&#8217;estimi, ser\u00e0 en funci\u00f3 de la salut de la persona a la qual se li proposa fer el vitalici.<\/p>\n<p>Una altra caracter\u00edstica a tenir en compte a l&#8217;hora de fer aquest <strong>vitalici<\/strong> i, que \u00e9s generalment l&#8217;habitual, \u00e9s que la persona cedent resti vivint en l&#8217;<strong>immoble<\/strong> i que fins i tot en pugui <strong>arrendar<\/strong> algunes parts.<\/p>\n<p>\u00c9s imprescindible a l&#8217;hora de decidir-se a fer una transmissi\u00f3 d&#8217;aquest tipus estar molt segur de <strong>l&#8217;honradesa de l&#8217;inversor<\/strong> amb qui decidim fer l&#8217;operaci\u00f3, per tenir les m\u00e0ximes garanties de compliment de les obligacions concretes.<\/p>\n<p>Si tens algun dubte o vols informaci\u00f3, truca&#8217;ns! Et facilitarem totes les explicaciones que necessitis.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Suposem que est\u00e0s jubilat, sense fam\u00edlia i tens un pis de propietat. La pensi\u00f3 que tens no \u00e9s massa alta i per aquesta ra\u00f3 et planteges buscar un inversor per fer un vitalici. Com es calcula el que t&#8217;haurien de pagar cada mes? \u00c9s evident que com l&#8217;esperan\u00e7a de vida \u00e9s un fet aleatori, no [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[1154],"tags":[74,1708,1643],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pensi\u00f3 en vitalici | Amat Immobiliaris<\/title>\n<meta name=\"description\" content=\"La pensi\u00f3 que tens no \u00e9s massa alta i per aquesta ra\u00f3 et planteges buscar un inversor. 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